I live in South Africa, which basically means we have a very limited variety of products to choose from. When I started the regimen I used Nivea's Oil-Free Moisturiser, which was good (and the most affordable oil-free product I could find), but had no sunscreen.
I finally came across the this Neutrogena product and loved it from the first application.
I was a little sceptical about the amount the label said I needed to apply to my entire face, one pump didn't seem enough. But I tried it and was surpised and extremely pleased with the result. You really need only a relatively tiny amount, and the bottle lasts me 3 months.
I use it morning and night, and in winter when the air is a lot drier I just mix a few drops of pure jojoba oil with this moisturiser in my hand before applying to my face and my skin never dries out.